Affordable Payments – Spread out the cost of your new HVAC system with no interest for 5 years.
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Financing That Works for You
Big repairs can be stressful—financing makes the path forward easier.
Home repairs can be unexpected—and sometimes overwhelming. That’s why we offer flexible financing options designed to make essential services accessible for every homeowner. With simple approvals and budget-friendly payments, we help you get the work done without the financial stress.
0% APR for a Limited Time Through Wells Fargo
Why Homeowners Love This Offer
Act Now! Offer expires November 29.
Fill out this form to get in touch.
Everything You Need To Know About Wells Fargo Financing
You’ve got questions? We’ve got answers!
This financing offer is available on new Carrier-branded HVAC system replacements, including air conditioners, furnaces, heat pumps, and ductless mini-splits.
Wells Fargo reviews credit applications on a case-by-case basis. Generally, a good to excellent credit history increases your likelihood of approval. If you’re unsure, we recommend applying—you may qualify even if your score isn’t perfect.
Yes. This financing offer applies to new Carrier HVAC equipment purchases of $1,000 or more that meet Wells Fargo’s financing guidelines. Your comfort advisor will go over the details with you during your estimate.
Missing a payment could result in interest charges, late fees, or loss of promotional terms. It’s important to make all scheduled payments on time to maintain your 0% financing.
*The Wells Fargo credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 60 months apply to qualifying purchases of $1,000 or more charged with approved credit. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 29.99%. Current cardholders should refer to their credit card agreement for details. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change. Offer expires 11/29/2025
Goodleap Financing – Get Pre-Qualified
Your path to comfort—made simple.
Fill out our quick pre-qualification form
No hard credit pull, and you’ll know your options in minutes.
Receive your in-home estimate or diagnostic
Our licensed technicians will assess your needs and present options.
Choose your plan and upgrade your comfort
Approve your project and enjoy a more comfortable, energy-efficient home.
Options for Bad Credit Through Chowder Financial
Comfort now, payments later.
Credit Score: 320 – 620
Chowder Financial offers the lowest payments in the industry for credit-challenged homeowners for your new A/C system or repair. Payments are as low as half of those of our competitors. Fill out a quick application and see how much you can save on your monthly payment. You will not be turned down due to your credit score!
Upgrade with Financing that fits your budget
Handle major projects—pay over time.
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0% interest with monthly payment for 12 months
- Loan terms are subject to meeting qualifications
- Loan must be paid off within 12 months otherwise loan coverts to 3 years at 29.49%
- Easy application process to determine eligibility
- No impact on credit for loan pre-approval
- Other financing options available to meet your specific need
- No pre-payment or cancellation fees
These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.
Have Questions About Financing?
We’re happy to help. Whether you’re exploring your options or ready to get started, our team is here to walk you through the process without pressure and always with your best interests in mind.
